July 12, 2012 in Budgets & Savings, Money, Money RSS, Money Tips
Many Americans are in the process of reassessing their spending patterns, and boomers and seniors are no exception. Seventy-three percent of adults over age 50 started saving more or cutting back on spending last year, compared to 2010, according to a November 2011 report by the AARP. In many cases, the new spirit of frugality ...
June 30, 2012 in Budgets, Budgets & Savings, Featured, Living, Money, Money RSS, Transportation, Travel, Travel RSS
Just as Americans are gearing up for warm-weather road trips and family vacations, prices at the gas pump are rising. For most people, driving is essential for getting to work, taking kids to school and going out to have some fun, so filling up the tank is a non-negotiable expense. However, costs add up quickly ...
May 8, 2012 in Budgets & Savings, Featured, Money, Retirement Planning
The age the typical worker expects to retire is no longer 65. For the first time this year, Americans expect to retire at an average age of 67, up from 66 in 2011, according to a recent Gallup poll of 1,016 adults. The average expected retirement age and been gradually increasing over the past seventeen ...
April 22, 2012 in Appetizers, Budgets & Savings, Cooking, Dips, Spreads & Sauces, Food, Money, Recipes
Want to go green? If you’re looking for ways to reduce the packaging your family sends to landfills, a great place to start is your grocery’s bulk food aisle. If you’ve skipped this aisle because you think it’s only for buying large quantities, think again. “Bulk” refers to how the store offers the product, not ...
April 16, 2012 in Budgets & Savings, Investing, Living, Money, Money Tips, Transportation
If you’ve been in an auto dealer’s showroom recently, you won’t be surprised to learn that the average price of a new car is approaching $30,000. While there’s no getting around the price you have to pay for a new automobile, there are plenty of things you can do to make sure you won’t have ...
March 28, 2012 in Budgets & Savings, Financial Services, Money, Money Tips
Different tastes in music and varying perspectives on history aren’t the only factors that define the gaps between the generations. A new credit trends study shows that the generations also differ on how they handle credit and debt. Members of the Greatest Generation (Americans older than 66) have the highest average credit score, 820, according ...
May 15, 2011 in Budgets & Savings, Financial Services, Money, Money Tips, Retirement Planning
Social Security is the first place to look when figuring how much money you need to retire. Why? Your retirement savings needs are largely determined by how much you spend less the amount of income provided by Social Security and pensions. For example, if you plan to spend $30,000 per year in retirement with your ...
April 22, 2011 in Budgets & Savings
The United States Census Bureau projects the average American’s life expectancy to be 78.3 years, the highest it’s ever been. Five years ago, the average life expectancy was just over 77 years and experts project it will continue to rise. With Americans living longer—and therefore facing many additional years in active retirement- financial planning has ...
September 10, 2010 in Budgets & Savings, Home Improvement, Living Green
For many families, household budgets are still tight in the wake of the recession. But whether times are tough or not, it makes sense to save money wherever you can. There are plenty of small ways to start cutting costs. One of the best places in your home to start saving is the laundry room. ...
August 26, 2010 in Budgets & Savings, Money Tips
Which is cheaper – a monthly car payment for a new vehicle that will almost certainly have lower maintenance and repair costs than an older car? Or keeping on top of regular maintenance and repair of an older car, and saving yourself the monthly car payment? If the numbers are any clue, it would seem ...
