Perhaps you’ve begun to wonder if you’ll ever get out of debt. You’ve worked so hard for so long, but somehow you still feel the stress when it comes time to pay the bills each month. It may seem you’ve been endlessly throwing money at your debts, only to watch the money devoured by interest as the debts stubbornly refused to shrink. You’ve thought about how difficult it is to get ahead financially. You’ve wondered how other people do it- and as you think about this, you begin to realize that there has to be a better way.I wonder if you’d be surprised to learn that you have been specifically and intentionally lied to. You have been trained to be a financial slave, and you’re not the only one. The good news is that it doesn’t have to be this way. In fact, the truth is that not only can you become completely debt free–including your home loan–using your existing income but, the more debts you have, the faster you will reach your financial freedom point.

The vast majority of homeowners fail to connect the dots. They believe their home loan is in no way related to their goals of saving for retirement, saving for college, increasing their net worth, and
eventually achieving their “Financial Freedom Point”. Nothing could be further from the truth. Your debts could make you rich!

You see, there’s a huge lack of genuine financial education in America. It’s simply not taught in school. In fact, most financial advice comes from completely biased sources who are far more interested in earning a commission for themselves as opposed to determining what is best for you over the long-term and meeting your overall financial objectives.

A common misconception about the path to financial independence is that the best way to pay off a house is to pay extra principal payments on the home loan. No method of paying extra principal payments is the wisest or the quickest way to reach your “Freedom Point” or accomplish “Financial Independence”. Wealthy Americans go against traditional beliefs.

“Asset optimization strategies” and “equity management concepts” are not new, untested, or risky. These are real techniques and secrets of the wealthy. However, the idea of bringing all of these separate fundamental financial and banking planning principles together is new.

Wealthy Americans understand that idle money loses value while invested money grows and compounds. They understand the fundamental financial and banking planning principles and integrate their home loan into their overall financial plan to continually increase their wealth.

With new software programs and the proper use of existing banking tools, substantial savings are achieved by strategically and incrementally repositioning the unused money that you usually have “sitting stagnant” in a standard checking or savings account against the principal balance owing on your home until otherwise needed. You can pay your home loan off 100%, in as little as 1/2 to 1/3 the time, with little to no change to your day-to-day spending habits or increasing your monthly house payments.

Many of the educational features in the software help individuals and families to create new income streams and find money they didn’t know they had. Because much of the savings of this program comes from homeowners repositioning the unused money that they normally do not spend and leave sitting in their standard checking or savings account, little to no lifestyle changes are needed. When you need access to money, you can draw money out through your line of credit.

This is not debt-consolidation, debt-cancellation, or something-for-nothing. It is an ethical way to trim years off your debt and eliminate huge amounts of interest. I think it is important to point out, this is how ordinary folks that are paying the bills for the most part, but they just can’t seem to get ahead the way they’d like to, become rich and create greater wealth. It’s also how the rich get richer, people doing extremely well and getting ahead, but still working with debt and eager to learn how to take things to a higher level.

In short, people create wealth and reach their “Financial Freedom Point.” Freedom in their lives that most people only dream of.

I realize that there’s at least a part of you that is feeling like this has to be too good to be true, and also another part that’s feeling the joy and the hope of discovering the fact that this is absolutely true, and that thousands before you have already done it.

Article provided to the La Quinta Chamber of Commerce – GEM Publication July 2008 page 18.

http://www.lqchamber.com/pdf/gem-jul08.pdf