January 21, 2010 in Budgets & Savings, Retirement Planning
The reason people assume the risks of investing in the first place is the prospect of achieving a higher rate of return than is attainable in a risk free environment…i.e., an FDIC insured bank account. Risk comes in various forms, but the average investor’s primary concerns are “credit” and “market” risk… particularly when it comes ...
January 19, 2010 in Retirement Planning
Are you the type of person who never was able live up to stereotypes? When we think of a stereotype, the classic is the image of your standard senior citizen. That image is as a slowly moving Grandma or Grandpa who is long done working at their career and wants nothing more than to sit ...
January 19, 2010 in Retirement Planning
One of the joys of retirement is that you are into a time of life when making a buck and worrying about using your time “profitably” is less of an issue. But it’s not entirely accurate that all senior citizens want to retire to spend the day rocking on the back porch and taking long ...
December 16, 2009 in Retirement Planning
There are levels of preparedness when it comes to looking down the road at your retirement and how much you will need when you get there. The basic level of retirement planning is to sign up for your 401k at work, support legislation to keep Social Security intact, buy some life insurance and let it ...
December 16, 2009 in Retirement Planning
It isn’t too surprising that the time when we really start thinking about retirement and planning for it is middle age. Perhaps it is when we have our lifestyles pretty well defined, perhaps the career is where you want it to be and the kids are here and growing up that you start looking down ...
December 16, 2009 in Retirement Planning
For many the idea of retirement comes with the automatic translation that it means that you will stop working is just not acceptable. For many, retirement from work is equivalent with no longer living. If you have been a productive worker all of your life and someone asked you what your dream retirement might look ...
November 3, 2009 in Retirement Planning
Are you looking to retire within the next two to three years? If so, it is imperative that you are prepared to make the leap. Retirement can be a fun and exciting time in your life, but only if you are fully prepared for it. To make sure that you are, please continue reading on. ...
August 5, 2009 in Retirement Planning
The bleak economy, which has brought surging foreclosures, sinking property values, vanishing home equity and mounting job losses, is having a major trickledown effect on seniors and families providing caregiving for an aging loved one. Financial trends for seniors are emerging, such as the housing crisis. Homeowners 50 and older have been significantly affected by ...
July 24, 2009 in Retirement Planning
In the next 10 years, the first wave of America’s 76 million “baby boomers” will be retiring, including nearly 9 million here in California, according to the National Center for Health Statistics. Since today’s retirees are generally healthier and more active than their parents, they are looking forward to living longer and spending more time ...
July 4, 2009 in Retirement Planning
Retirement is nothing that you have to be worried or fearful about, but now is the time for you to start planning. In all honesty, it doesn’t matter whether you are 25 years old or 55 years old. It is never too soon to start planning for your retirement years. The first step in saving ...
